A government health insurance scheme providing hospital cover to over 23 million poor households will also pay for visits to the doctor and medication if pilot projects currently underway prove feasible. The labour ministry, in collaboration with the International Labour Organisation (ILO) and ICICI Foundation , has launched the first Rashtriya Swasthya Bima Yojana (RSBY) [...]
There are two basic types of health insurance: fee-for-service (also called indemnity plans) and managed care. Fee-for-service plans generally allow more choice and freedom in choosing doctors, but expect you to pay more out of pocket in return. You’ll have to pay a deductible before the coverage kicks in, and then a portion – normally [...]
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